Why is it that a merchant has refunded money to my Bank Debit card last week, the merchant bank account has been debited and I am told it can take up to 10 working days?
This is pathetic and a rip off again from the banks.
They debit our accounts with the same day effect whether pending or not, but it takes an age to get the money back eventhough the money has been debited to the debtor.
In Europe the refund would be the same day so the UK banks have NO excuse at all as it's all electronic now
Thursday, October 28, 2010
EU recovery (Not)
Let me re-iterate what I have said earlier.
The UK will not recover until 2013-2014.
Interest rates will head towards 15% and for Greece, Portugal, Spain will be the first to hit this level.
Enough said!!
The UK will not recover until 2013-2014.
Interest rates will head towards 15% and for Greece, Portugal, Spain will be the first to hit this level.
Enough said!!
Wednesday, October 27, 2010
I am right again on House prices in the UK
http://uk.biz.yahoo.com/27102010/389/spending-cuts-slash-house-prices-towns.html
Hello !!! people are waking up to what I have been saying !!
Hello !!! people are waking up to what I have been saying !!
Is there really a recovery and why do Interest rates have to rise
I said months ago that Interest Rates will have to rise in the UK.
So now today we have 2 bits of news:
1. The recovery for last quarter was double than what was expected i.e. 0.8%
2. Interest rates will need to rise.
The first point is rediculous! We have massive unemployment, the banks are not lending, house prices are falling again, companies are going bust etc etc.
How the hell do they think we are recovering?? Even the man on the street can realize this isn't true.
On the second point, the Bank of England is always quick to raise rates at any mention of a recovery or good trade news. However, this isn't a proven recovery start and therefore any raise in rates will stop it again.
One point to make- IF the rates do rise you can bet your bottom dollar the banks will lend again when it gets to about 6 or 8%.
Unfortunately, no matter what Cameron says about the banks, he will not FORCE the banks to lend.
Ministers are too weak willed to do this !!
So now today we have 2 bits of news:
1. The recovery for last quarter was double than what was expected i.e. 0.8%
2. Interest rates will need to rise.
The first point is rediculous! We have massive unemployment, the banks are not lending, house prices are falling again, companies are going bust etc etc.
How the hell do they think we are recovering?? Even the man on the street can realize this isn't true.
On the second point, the Bank of England is always quick to raise rates at any mention of a recovery or good trade news. However, this isn't a proven recovery start and therefore any raise in rates will stop it again.
One point to make- IF the rates do rise you can bet your bottom dollar the banks will lend again when it gets to about 6 or 8%.
Unfortunately, no matter what Cameron says about the banks, he will not FORCE the banks to lend.
Ministers are too weak willed to do this !!
Geert Wilders gets a new bench of judges
This is my hero of the moment.
He tells the truth but then gets arrested.
He then becomes part of the coalition in Holland and still goes to trial.
He goes to court and then proves the judges are biased.
It cost Euro 1.5 million to get him to court.
Now they have to do it all over again.
The fact is that Geert will get let off in the end and he wins no matter what.
16.5 million approx people in Holland
of which 3 million approx are Turks and Maroccans that have 2 passports.
This 18% of the population have 2 passports but then if you take those that don't and also those that haven't been captured legally this must be near to 20%.
So a 5th of Holland are one of these nationalities and Muslims.
This isn't healthy for Holland, hence why Geert is speaking up
I don't blame him !!
He tells the truth but then gets arrested.
He then becomes part of the coalition in Holland and still goes to trial.
He goes to court and then proves the judges are biased.
It cost Euro 1.5 million to get him to court.
Now they have to do it all over again.
The fact is that Geert will get let off in the end and he wins no matter what.
16.5 million approx people in Holland
of which 3 million approx are Turks and Maroccans that have 2 passports.
This 18% of the population have 2 passports but then if you take those that don't and also those that haven't been captured legally this must be near to 20%.
So a 5th of Holland are one of these nationalities and Muslims.
This isn't healthy for Holland, hence why Geert is speaking up
I don't blame him !!
Gipsies leapfrog 4,500 in housing list
Near to where I live in Essex, there are a bunch of gipsies going around in their caravans.
Now bear in mind they have no say, they originate mainly from Ireland and they wreck everything in their path and theft goes up immediately, where they move!
So we have a number of them in Essex where the local council are bending over backwards to give them housing in front of everyone else.
What is staggering is that they don't want a house, because they want to generally travel. What they want is like a
timeshare of various sites over the UK!!!
So (1) they leap over everyone (2) they refuse what they get.
My guess is because then the police can track what they do and they will have an address for benefits so they can't fiddle anymore.
Call me a cynic, but I bet I am not far from the truth.
I would tell them to get on their bike and cut all of their benefits as they have never paid any tax or stamp duty etc
Now bear in mind they have no say, they originate mainly from Ireland and they wreck everything in their path and theft goes up immediately, where they move!
So we have a number of them in Essex where the local council are bending over backwards to give them housing in front of everyone else.
What is staggering is that they don't want a house, because they want to generally travel. What they want is like a
timeshare of various sites over the UK!!!
So (1) they leap over everyone (2) they refuse what they get.
My guess is because then the police can track what they do and they will have an address for benefits so they can't fiddle anymore.
Call me a cynic, but I bet I am not far from the truth.
I would tell them to get on their bike and cut all of their benefits as they have never paid any tax or stamp duty etc
Afghanistan crooks
AT long last the newspapers have woken up to one of my previous blogs.
Karzai and his family are taking bundles of cash from the likes of Iran in order to gain influence.
1. they are crooks
2. thye are getting money from everyone and yet have another agenda in the background.
Western world should expect this parasite to turn on them when a better offer comes in !!!
This will be soon.
Karzai and his family are taking bundles of cash from the likes of Iran in order to gain influence.
1. they are crooks
2. thye are getting money from everyone and yet have another agenda in the background.
Western world should expect this parasite to turn on them when a better offer comes in !!!
This will be soon.
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