Saved Banks take no notice of the Government and tax payer

Part of the Government bail out using TAX PAYERS money, was for the banks to lend to business to get the economy working again and the unemployed back to work.
Instead the banks have stuck 2 fingers up at the government and reaped in the profits, while still having huge expense bills.
The National Audit Office has just announced that:
RBS now owned by the government and tax payers by 84% failed to lend STG22 billion last year
Lloyds owned 41% by the Government and tax payer failed to lend STG8 billion.

The question is, what is to be done to punish them.
Basically, NOTHING. The government has failed miserably on this whole things and still no note of when we get our money back in our pockets!!!!

It's a disgrace